Ramp's Features and Products: Corporate Cards Physical and virtual cards Pre-coded cards for vendor-specific controls Real-time spend tracking Fraud protection and security measures Expense Management Automated receipt collection and management Real-time transaction visibility Simplified, zero-touch expense reporting Customizable spend controls and policies Mobile-first expense tracking Accounts Payable (AP) Automation Bill payments via ACH, wire transfers, and checks Vendor management and price intelligence Direct integrations with accounting software Travel Management Centralized travel booking platform Travel spend insights and real-time controls Integration with expense reporting for seamless reconciliation API Integrations ERP integrations Integration with third-party applications: Microsoft Teams Outlook (automatic receipt extraction) Vendor Management & Procurement AI-assisted procurement Price intelligence for vendor negotiations Subscription and SaaS management Real-Time Spend Visibility Detailed spend analytics Departmental and project-level reporting Spend forecasting and budgeting tools Automation & Efficiency Tools Automated General Ledger (GL) coding Faster month-end close (up to 8x faster) AI-powered transaction reconciliation Financial Insights & Savings AI-driven insights to reduce unnecessary spend Cashback rebates on corporate spending Spend program limits and proactive control suggestions Treasury & Cash Management Automated cash flow optimization Real-time cash position visibility Cash management tools to optimize working capital